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Criminals can access personal 3 credit Lansing data in all types of invasive ways. Here are a few examples of identity theft: You’re talking on your cell phone in a public place such as a hotel lobby 3 credit Lansing or restaurant. While reserving a rental car, you give your credit-card number to the reservation agent over the phone. What you don’t know is that an identity thief is paying rapt attention – and writing down every detail. By the time you arrive to pick up your rental car, your credit card has been denied.

Confused and frustrated, you call your credit-card company, only to discover that 3 credit Lansing the card has been used and maxed out. The identity thief hijacked your card and used it for his or her own purchases. You discard canceled 3 credit Lansing checks, credit card and bank statements without shredding them to protect sensitive information.

An identity thief engages in “dumpster diving” – going through your trash to collect your data. You receive an email that requests you 3 credit Lansing to “reset your data” with 3 credit Lansing your bank, or perhaps even a bank that isn’t your 3 credit Lansing own. credit reports free

You’re confused, but you 3 credit Lansing comply with the request, entering sensitive banking information as well 3 credit Lansing as your Social Security number. You press send – and the identity theft has just obtained personal data through a simple 3 credit Lansing email message. Fortunately, buying credit protection or a monitoring system for your credit can prevent 3 credit Lansing this. Here’s why: According to the Federal Trade Commission, nearly 10 million Americans are victims of identity theft per year, with 3 credit Lansing an average loss of $5,000 per victim.

The FTC adds that it takes the average victim of identity theft 12 months to notice that the 3 credit Lansing crime has occurred. check credit score online

By that time, the damage has already been done, and cleanup can take years.

A credit-monitoring system 3 credit Lansing will notify you of changes in your credit on a 3 credit Lansing daily or weekly basis, alerting 3 credit Lansing you well in advance that your data may have been compromised. Credit protection and monitoring systems cost extremely little compared to 3 credit Lansing the damage identity thieves can do to your credit score. Enrollment in these systems has absolutely no adverse affect on 3 credit Lansing your credit and can, in fact, save your financial life. Credit protection and monitoring systems do the work for you.

Once you enroll, there’s no need to continually review your credit – you’ll be notified of any changes to your credit report. If you’re preparing for a major purchase, thinking about applying for a credit card, or hoping to obtain the apartment or job of your dreams, 3 credit Lansing you’ll want to keep extremely 3 credit Lansing close watch on your credit. 3 free annual credit reports A credit-protection or monitoring system can help you do this with a minimum of effort. By protecting your credit, you’re not only acting on your own behalf, but protecting your family 3 credit Lansing as well.

Loved ones also suffer when your credit is hijacked – monitoring your credit report can help provide a stable base for your entire household. Getting a monitoring system for your credit is simple. First, it’s important to research your options to find one that best fits with your individual needs.